NAIFA-OKLAHOMA LEGISLATIVE REPORT
HB1968 was a carryover bill by Rep. Glen Mulready, R-Tulsa, and Sen. Bill Brown, R-Broken Arrow. This bill basically prohibits a life insurance company from underwriting for foreign travel unless they have the experience and actuarial data to back it up. It also adds language that any individual or group policy that denies or refuses to accept an application for life insurance, or refusing to renew, cancel, restrict or otherwise terminate a policy of life insurance or charge a different rate based on the lawful travel destination of an applicant to the list of factors that will constitute as an unfair claim settlement practice. The bill goes into effect 90 days after sine die adjournment. As this bill made its way through the process, it passed out of the House with a vote of 51 ayes/ 41 nays/ 7 excused. It passed out of the Senate with a vote of 43 ayes/1 nay/ 4 excused. Governor Fallin signed this bill April 23, 2012.
SB1621 by Brown and Mulready, exempts association health plans from the Small Employer Health Insurance Reform Act. The bill exempts a small employer carrier that offers health benefit plans in the small employer market through one or more bona fide associations from offering that plan to small employers that are not members of the bona fide association. The bill provides that a multiple employer welfare arrangement, or MEWA, professional or trade association or other similar arrangement established or maintained to provide benefits to a particular trade, business, profession or industry or their subsidiaries cannot issue coverage to a group or individuals that is not in the same trade, business, profession or industry that is covered by the arrangement. The bill requires the arrangement to accept all groups of individuals in the same trade, business, profession or industry or their subsidiaries that apply for coverage under the arrangement and that meet the requirements for members in the arrangement. The bill goes into effect Nov. 1. As this bill made its way through the process it passed out of the Senate with a vote of 38 ayes/ 0 nays/ 9 excused. This bill passed out of the House with a vote of 68 ayes/ 19 nays/ 11 excused. Governor Falling signed this bill April 25, 2012.
SB1152 by Brown and Rep. Glen Mulready, R-Tulsa, prohibits any insurer, agent, broker, solicitor or other person to provide any prizes, goods, wares, merchandise or tangible property of a value in excess of $100 as an inducement to insurance or in connection with any insurance transaction. The bill goes into effect Nov. 1. As this bill made its way through the process it passed out the Senate with a vote of 43 ayes/ 0 nays/ 4 excused. This bill passed out of the House with a vote of 74 ayes/ 0 nays/ 24 excused. Governor Fallin signed this bill April 25, 2012.